Equities First Holdings is a pioneer in stock-based lending, a unique method for raising non-purpose capital. Stock-based lending is available to both companies and high-net worth people and has several advantages over other forms of credit. One of the many pluses of working with Equities First is the fact that the firm is always squarely focused on a single transaction at a time, so they can help their clients get funding quickly through a bespoke process.
Simply put, securities-based loans come with fewer restrictions and strings attached. Equities First loans are backed by securities as collateral. At the end of the term, the borrower simply receives his or her securities back. The real advantage of these loans is that loans can be used for any purpose and offer loan to value ratios of up to 75%, terms that would be nearly impossible to secure from a bank.
With rates as low as 3%, securities-based lending is an excellent option for re-financing more expensive debts. In addition, the only assets at risk to the borrower are the pledged securities since the these loans are non-recourse loans. Another incredible advantage of stock-based lending is speed. The entire funding process can take as little as a week, another huge advantage over conventional bank loans.Equities First is a trendsetter as one of the few companies who specializes in securities-based loans. As credit becomes increasingly difficult to secure, these loans are an attractive option to businesses and individuals seeking maximum flexibility and the lowest rates.