An Overview of David L. Giertz

Mr. David Giertz is a financial advisor who works for Nationwide Investment Services Corporation in Dublin, Ohio. He has a 31-year experience and passed all the exams required to be a financial advisor.

Also known as Dave, he has been the Senior Vice President-Nationwide Financial Distribution and Sales at Nationwide Life Insurance Company since April 3, 2013. Dave served as the president of Nationwide Financial Distributors Inc. since March 2013. He also acts as the director, senior vice president, and president of several other national full companies. He served as the vice president of sales at NF Sales (Bank Channel), FI/WH and Nationwide Financial Services, Inc. at different times.

David Giertz answered a few questions about a new study that showed that retired individuals or those approaching to retire, misunderstand social security. According to David Giertz our parents and grandparents are drying up and going away yet, they had benefits and pensions. He says it is important than ever to come up with a retirement income plan that ensures that you are maximizing social security benefits at

The study that was conducted by Nationwide Retirement Institute says that 30% of retired people receive fewer benefits than they expected. In fact, Giertz firm says that study found out that 37% of individuals who retired recently and in the past said that health problems prevent them from living the retirement life they expected. The study on showed that only one out of four retirees is living a good retirement life they expected. In addition, most of the retirees claimed those health problems came earlier than anticipated.

According to Giertz, people with advisors are less likely to say they are not living the retirement they expected. He urges people that if their advisor is not talking about their social security, then they should consider changed.

Igor Cornelsen Offers Successful Investment Tips For All Generations

While investment can be exciting because of the expected benefits, it also comes with a lot of challenges. From the shifting trends in marketing to the challenging and constantly evolving terminologies, it is one overwhelming field for most prospects. The fact is, investment is a risky venture especially for new individuals in the team. Some people do not have a clear clue of what it entails. For beginners, there is need to have a role model to look up to. One such individual to listen to and learn from is Igor Cornelsen. He offers the following investment advice.



Do not lose resources



As an investor looking to put up money in some docket, Igor advises not to lose money. Regardless of the terms that come with the opportunity, it is vital for an individual to avoid getting into risky ventures that could end up making them lose money. If a person realizes that the venture involves the loss of money and resources, one should leave the docket immediately. With most ventures posing as risky, it is vital to ensure that the damage does not involve the loss of money. This way, the resources can be utilized in other ventures.



Portfolio Diversification



It is vital for investors to focus on diversifying portfolios. This is the way forward to minimizing risks when it comes to investment. A diversified portfolio increases the chances of getting revenue from other sources. An investor should, therefore, spread risks across many channels of investment so that in case one channel is lost, another channel exists for future profit harvesting.



 Time Is Money



It is vital for investors to begin thinking of investment skills as soon as possible because of time, as they say, is money. An individual should not wait for old age or campus to start investing. For maximum returns, they should begin immediately. This offers a chance to grow in time with aging.



¬†Igor’s Profile



Igor Cornelsen is a prominent investment banker hailing from Brazil. He is known for managing some of the world’s biggest banking institutions. Igor Cornelsen commits to providing the best financial investment tips to beginners as well as investors who have been in the business for some time. He is a consultant committed to providing life skills investment tips.