Equities First Holdings: An Innovator in Investment Banking

Equities First Holdings is a pioneer in stock-based lending, a unique method for raising non-purpose capital. Stock-based lending is available to both companies and high-net worth people and has several advantages over other forms of credit. One of the many pluses of working with Equities First is the fact that the firm is always squarely focused on a single transaction at a time, so they can help their clients get funding quickly through a bespoke process.

Simply put, securities-based loans come with fewer restrictions and strings attached. Equities First loans are backed by securities as collateral. At the end of the term, the borrower simply receives his or her securities back. The real advantage of these loans is that loans can be used for any purpose and offer loan to value ratios of up to 75%, terms that would be nearly impossible to secure from a bank.

With rates as low as 3%, securities-based lending is an excellent option for re-financing more expensive debts. In addition, the only assets at risk to the borrower are the pledged securities since the these loans are non-recourse loans. Another incredible advantage of stock-based lending is speed. The entire funding process can take as little as a week, another huge advantage over conventional bank loans.Equities First is a trendsetter as one of the few companies who specializes in securities-based loans. As credit becomes increasingly difficult to secure, these loans are an attractive option to businesses and individuals seeking maximum flexibility and the lowest rates.

 


How Community Banking Is Transcending The Banking Industry

If you were asked to name as many banks as you can, what would your answer be? You would probably name Wells Fargo, Bank of America, Citigroup, Morgan Stanley, SunTrust Bank, American Express or TD Bank. These are all high profile institutions as well as National/International Institutions overall. Did you know that Community Banking is taking over the industry and it’s offering many of the same services as the much larger banking centers. These smaller more local toned banking centers are giving their larger counterparts direct competition and the huge decline in doing business at National Banking Centers is coming from the popularity of The Community Banking Industry.

 

NexBank Capital is the epitome of what a successful community banking center is and should be. This affluent Dallas, Texas center offers numerous services to help people/businesses save their money, invest into the future, and the wonderful conveniences that comes along with modern day banking. Though NexBank specializes in mortgage, investment, and commercial banking, it also offers services such as:

 

  • Warehouse Lending
  • Agency Services
  • Online Banking
  • Commercial Lending
  • Mortgage Services
  • Public Funds
  • Treasury Management
  • Credit Services
  • Real Estate Advisory
  • And many more

 

People don’t necessarily need to go to the national chains anymore for the best services and many reports have shown that community banking is outperforming their bigger advisories in a number of categories. This exclusive bank has an estimated $4.0 Billion in assets, which is a sturdy structure to build upon. Company CEO and President John Holt has done a great job by implementing innovative technology into the mix, which has thrusted the bank into the national spotlight.