Mr. David Giertz is a financial advisor who works for Nationwide Investment Services Corporation in Dublin, Ohio. He has a 31-year experience and passed all the exams required to be a financial advisor.
Also known as Dave, he has been the Senior Vice President-Nationwide Financial Distribution and Sales at Nationwide Life Insurance Company since April 3, 2013. Dave served as the president of Nationwide Financial Distributors Inc. since March 2013. He also acts as the director, senior vice president, and president of several other national full companies. He served as the vice president of sales at NF Sales (Bank Channel), FI/WH and Nationwide Financial Services, Inc. at different times.
David Giertz answered a few questions about a new study that showed that retired individuals or those approaching to retire, misunderstand social security. According to David Giertz our parents and grandparents are drying up and going away yet, they had benefits and pensions. He says it is important than ever to come up with a retirement income plan that ensures that you are maximizing social security benefits at https://soundcloud.com/davidgiertz.
The study that was conducted by Nationwide Retirement Institute says that 30% of retired people receive fewer benefits than they expected. In fact, Giertz firm says that study found out that 37% of individuals who retired recently and in the past said that health problems prevent them from living the retirement life they expected. The study on about.me showed that only one out of four retirees is living a good retirement life they expected. In addition, most of the retirees claimed those health problems came earlier than anticipated.
According to Giertz, people with advisors are less likely to say they are not living the retirement they expected. He urges people that if their advisor is not talking about their social security, then they should consider changed.